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ACH Direct online payment system

ACH Direct
http://www.achdirect.com/

Updated on May 15, 2012 by spookyltldame
Views: 10974 | Clicks: 803


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General Information

ACH Payment Processing ACH Direct is a full service payment processing company offering ecommerce solutions for businesses of all sizes. Whether your business is retail, wholesale, telephone order, mail order, Internet/Web-based or service-industry based, ACH Direct is the perfect choice to handle all of your payment processing and check verification needs. Payment Processing Services ACH Direct specializes in the following payment processing services: ACH/ echecks , credit card processing merchant accounts and check verification. ACH Processing/ echecks ACH/ echeck payment processing services enable your company to accept and process online echecks as well as various forms of financial transactions ranging from charitable donations by telephone to payrolls, pension payments and even rent payments with confidence and ease. Learn more about ACH payment processing and the Automated Clearing House (ACH) Network. Credit Card Processing Merchant Accounts ACH Direct offers merchant accounts for processing all major credit card payments, offering single and recurring credit card processing and debit card processing with end to end security and flexible reporting tools. Learn more about getting a merchant account for credit card processing and debit card processing . Check Verification ACH Direct's ATMVerify offers check verification capabilities at two different levels, offering a powerful tool for fighting bad checks. Learn more about ATMVerify ® as a payment processing solution . Payment Processing Software Virtual Terminal TM ACH Direct's Virtual Terminal is the premiere browser-based payment processing software available.  Payments Gateway ACH Direct's Payments Gateway is a high-capacity payment processing software solution. 

Currencies

USD

Users

All

Fees

No application fee No set up fee $19.95 a month for ACH/E-Check, ATMVerify or Credit Card processing ($24.95 per month for both ACH and credit card processing) $.35 per ACH transaction $.24 per Check Verification transaction (ATMVerify) 1.79% + $.24 for qualified swiped retail Visa/MasterCard/Discover transactions 2.19% + $.24 for qualified keyed MOTO/ecommerce Visa/MasterCard/Discover transactions Free Recurring Transaction manager

Integration approaches

 Virtual Terminal.

Information for developers

The Premier Browser-Based Payment Processing Solution ACH Direct’s Virtual Terminal is the most advanced Web-based platform for processing electronic payments available today. With its powerful, easy-to-use interface, Virtual Terminal enables you to schedule a single or recurring transaction with a few simple keystrokes. Virtual Terminal supports the processing of credit card, debit card and electronic check (ACH/ATM) transactions. These transactions can be processed in real time or scheduled to occur at a future time designated by the user. Virtual Terminal ’s convenient re-presentment options can be configured to re-attempt or even use a secondary payment method to collect items that are returned unpaid. Virtual Terminal supports a wide variety of point-of-sale hardware including check readers, check imagers, credit card readers and receipt printers. Using these devices helps eliminate typographical errors and helps you qualify for the best possible transaction processing rates. Virtual Terminal has been engineered with many time-saving and automatic validation features to increase accuracy and maximize productivity. Credit card account number and ABA Transit/Routing Number validation occurs at time of data entry to minimize time wasted handling administrative returns. Each Virtual Terminal account comes standard with system administration capabilities. This account allows set up of an unlimited number of additional users -- each with their own set of security, access and transaction processing limit settings. Users can log into the system from multiple locations worldwide, or they can be locked down to a single location. Virtual Terminal includes a complete suite of reports to help you track your receivables, better manage your resources and maximize your cash flow. Report data is automatically updated in real time and all data is encrypted and stored at our data center to protect your organization and your customers' privacy. Reports can be exported into a variety of formats, including PDF, Word, Excel and CSV. Whether your business is retail or wholesale, non-profit, service industry based, telephone, mail or Internet-based, Virtual Terminal is the perfect choice to handle all your financial transaction processing needs. Real-time credit/debit card and electronic check processing Support for all major credit cards Check verification and conversion Powerful recurring transaction features State-of-the-art re-presentment functions Multiple organization support (multi-MID) Comprehensive security and reporting features Lightning fast authorizations VISA E-Commerce Indicator ( ECI ) support Supports for CVV / CVV2 / CIB Support for new receipt masking/truncating requirements Local stored data is encrypted for you and your customers' protection Address Verification Service ( AVS ) support Procurement Card (P-Card Level II) support Supported Credit Cards Visa MasterCard American Express Discover Diner’s Club JCB Supported ACH (Electronic Check) Types PPD (Business to consumer) Credit Debit CCD (Business to business) Credit Debit WEB (Internet-initiated transactions) TEL (Telephone-initiated transactions) POP (Point of presentment – POS) ARC (Accounts receivable transactions – Lockbox) RCK (Returned check transactions – NSF check)

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